Product Strategy:

• Develop and communicate a clear product strategy and roadmap for credit & services products
• Identify market trends, customer needs, and competitive offerings to inform product strategy
• Define target customer segments and value propositions for credit & services products

Product Development:

• Collaborate with cross-functional teams, including operations, marketing, merchandising, solutions, and finance, to develop and enhance credit & services products.
• Define product requirements, features, and user experiences
• Manage the product development lifecycle, from concept to launch, and ongoing improvements

Market Research:

• Conduct market research to identify opportunities and threats
• Analyze customer feedback and data to iterate on product offerings
• Stay informed about regulatory changes impacting credit & services products

Financial Analysis:

• Manage the financial performance of credit & services products, including pricing, profitability, and revenue targets
• Monitor key performance indicators and implement strategies to optimize financial outcomes

Performance Reporting:

• Provide regular reports and updates to senior management on the performance of credit products
• Use data and key performance indicators to make data-driven decisions and recommendations

Knowledge & Experience

• Minimum 5 years of working experience
• Strong knowledge of credit and services products
• Proficient in MS Office & Excel
• “O” Level/ ITE Nitec/ Diploma in related field

Personal Attributes

• Excellent analytical, strategic, and problem-solving skills
• Effective communication and collaboration skills
• Ability to lead and motivate cross-functional teams
• Strong project management skills
• Customer-centric mindset
• Must be willing to work on Weekends and Public Holidays
• Able to work retail hours
• Proficient in PC
• Committed and able to work independently
• Excellent time management skills and the ability to prioritize work